Prime Health ConsultantsNPN: 19153319Verify ↗
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Accepting New Clients — All States

HealthInsuranceMadeSimple.
For Every Life.

Affordable private health insurance for self-employed, 1099 contractors, business owners, and families. Compare plans in your state — free quote in 60 seconds.

Call (786) 675-7004
Licensed in 35+ States
2,200+ Clients Helped
6+ Years Experience

Find Affordable Health Plans Near You

Free comparison — no obligation — takes 60 seconds

Coverage
Income
Contact
Location

Trusted Carrier Partners

Ambetter
Oscar Health
Cigna
Aetna
UnitedHealthcare
Humana
Molina Healthcare
Florida Blue
Ambetter
Oscar Health
Cigna
Aetna
UnitedHealthcare
Humana
Molina Healthcare
Florida Blue

Why Choose Private Coverage
With Prime Health Consultants?

We specialize in finding the right health insurance solution for your unique situation — individual, family, or small business.

Licensed in 35+ States

Fully licensed, regulated, and certified to serve clients across the United States. Verify our credentials anytime through the NAIC licensing database.

Employer-Style Benefits

Access PPO networks, dental, vision, and supplemental coverage — the same quality plans employers offer, without needing an employer.

Affordable Options for Everyone

No income restrictions, no employer required. We find plans that fit your budget — from Bronze/HSA plans to comprehensive PPO coverage.

PPO Networks Nationwide

Flexible coverage that lets you see any doctor in a nationwide PPO network — no referrals needed, no HMO restrictions.

Dedicated Licensed Advisors

Real licensed agents — not call center scripts — who understand the self-employed, 1099, and small business insurance landscape.

100% Tax-Deductible Premiums

Self-employed individuals can deduct 100% of health insurance premiums from their taxable income. We'll show you how this applies to your situation.

ACA Marketplace vs.
Private Health Plans

See how private health plans compare to traditional government marketplace options.

ACA Marketplace

Traditional government marketplace

High monthly premiums without subsidies
Limited provider networks (HMO-style)
Income-based eligibility requirements
High deductibles on standard plans
Enrollment only during Open Enrollment Period
Limited plan flexibility
Recommended

Private Health Plans

Flexible private insurance options

Lower monthly premiums available
Nationwide PPO networks — see any doctor
No income restrictions to qualify
Flexible deductible options (incl. HSA)
Enroll year-round — no waiting periods
Wide variety of plan choices & add-ons

Trusted by Families, Entrepreneurs
& Professionals Nationwide

4.9
500+ verified client reviews

"Found amazing coverage for half the price of ACA plans. The team made everything so easy. As a freelance designer I had no idea I had so many options!"

S
Sarah M.
Freelance Designer · Miami, FL

"Finally affordable family coverage that actually covers what we need. Switched from COBRA and saving over $600/month. Highly recommend to any family!"

M
Mike & Lisa K.
Family of Four · Atlanta, GA

"Great options for my business and employees. Professional service, competitive rates, and they handled all the paperwork. Best decision I made this year."

D
David L.
Small Business Owner · Dallas, TX

"As a 1099 contractor, finding good health insurance was impossible until I found Prime Health Consultants. They found me a plan I could actually afford."

J
Jennifer R.
1099 Contractor · Houston, TX

Meet Your Licensed Health Advisors

Real licensed professionals — not a call center. Hover any card to see their specialties and book a call directly.

FOUNDER & SENIOR ADVISOR
Julio Fernandez

Julio Fernandez

Senior Licensed Advisor

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Julio Fernandez

Senior Licensed Advisor

Founder of Prime Health Consultants. Specializes in private health insurance for self-employed individuals, families, and small businesses across 35+ states.

Specialties
Self-Employed PlansSmall BusinessFamily Coverage
English, Spanish
6+ Years
Book a Call — (786) 675-7004
Raquel Gray

Raquel Gray

Licensed Health Advisor

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Raquel Gray

Licensed Health Advisor

Dedicated to helping individuals and families navigate their health coverage options with clarity, compassion, and expertise.

Specialties
Individual PlansFamily CoverageACA Alternatives
English
3+ Years
Book a Call — (786) 675-7004
Shaquille Harrison

Shaquille Harrison

Licensed Health Advisor

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Shaquille Harrison

Licensed Health Advisor

Passionate about connecting clients with the best private health plans that fit their lifestyle and budget.

Specialties
1099 ContractorsPrivate PlansBudget Coverage
English
2+ Years
Book a Call — (786) 675-7004
Matthew Grossman

Matthew Grossman

Licensed Health Advisor

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Matthew Grossman

Licensed Health Advisor

Specializes in helping small business owners and 1099 contractors find comprehensive, cost-effective health coverage solutions.

Specialties
Small Business Owners1099 ContractorsCost Optimization
English
3+ Years
Book a Call — (786) 675-7004
Juan Trejo

Juan Trejo

Licensed Health Advisor

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Juan Trejo

Licensed Health Advisor

Committed to providing bilingual service and helping Spanish-speaking clients access quality private health insurance plans.

Specialties
Bilingual ServiceFamily PlansAffordable Coverage
English, Spanish
2+ Years
Book a Call — (786) 675-7004

Real Results for Real Families

$0M+
In Client Savings
Money saved compared to ACA marketplace plans
0+
Clients Helped
Individuals, families, and businesses protected
0+ Yrs
Years of Experience
Trusted expertise in private health insurance

Protect What Matters Most —
Your Family's Health

Don't overpay for ACA or go uninsured. Explore flexible private health plans designed for individuals, families, and small businesses. Free quote, no obligation.

Or Call: (786) 675-7004
Licensed in 35+ States
2,200+ Clients Helped
6+ Years Experience